Many South African students look for financial help to continue with their studies after high school.
Two common types of financial support are bursaries and scholarships.
At first, they may sound similar, but there are important differences between them.
Knowing these differences can help you make better decisions for your future.
In this article, you will learn how bursaries and scholarships differ in South Africa, especially in 2026.
We will also answer common questions that students and parents often ask.
What is the main difference between a bursary and a scholarship?
A bursary is financial support given to a student who cannot afford to pay for their studies. It is usually based on financial need.
If your family does not earn enough money to pay for your education, you may qualify for a bursary.
A scholarship is given to a student based on their performance. This could be performance in academics, sports, leadership, or community service.
Unlike bursaries, scholarships do not look at how much money your family earns. They reward students for doing well in certain areas.
Many South African institutions offer both bursaries and scholarships.
What are the requirements for a bursary in South Africa?
Each bursary has its requirements. However, most bursaries in South Africa look at these main things:
- Financial Need: The student must come from a family with low income.
- South African Citizenship: Most bursaries are only for South African citizens.
- Field of Study: Some bursaries are for students who want to study certain courses like teaching, engineering, or health sciences.
- Academic Results: Even though bursaries are based on financial need, most still expect you to pass your subjects.
Some government bursaries, like the NSFAS, are only given if your household income is below a certain amount.
Do you need to pay back a bursary?
Yes, in many cases, a bursary must be paid back. But this does not always mean you pay with money.
Most bursaries have conditions attached to them. One common condition is that you must work for the company or organization that gave you the bursary after you graduate. This is known as a “work-back agreement.”
If you do not complete your studies or break the contract, you may need to pay back the money in cash.
Is a scholarship free?
Yes, scholarships are generally free. You do not have to pay back the money or work for anyone after you finish your studies.
However, you do need to keep meeting the scholarship conditions.
For example, you may need to keep your marks high or continue doing well in sports or leadership roles.
If you fail to meet these conditions, the scholarship can be taken away.
Can you get both a bursary and a scholarship at the same time?
Yes, it is possible. But this depends on the rules of each bursary and scholarship provider.
Some bursaries and scholarships do not allow you to receive money from other sources at the same time.
Other organisations may allow it if the total amount does not go over the cost of your studies.
You must always read the rules carefully or ask the funders before accepting both.
Which is better for a student who is struggling financially?
A bursary is usually the better choice for someone who is struggling to pay for their studies.
This is because bursaries are made for students who do not have enough money.
Scholarships are mostly given to reward high achievements and are not meant to cover full financial need.
But if you are both a high achiever and financially struggling, you should apply for both.
You have a better chance of getting help if you apply for more than one option.
What are examples of bursaries and scholarships in South Africa in 2026?
Here are some examples of bursaries in South Africa:
- NSFAS (National Student Financial Aid Scheme): For students from poor and working-class families.
- Funza Lushaka Bursary: For students who want to become teachers.
- Department of Health Bursary: For students studying in the health field.
Examples of scholarships include:
- The Allan Gray Orbis Foundation Scholarship: For students with leadership potential and strong marks.
- The Mandela Rhodes Foundation Scholarship: For postgraduates with leadership and academic excellence.
- Thuthuka Bursary by SAICA: This is a mix of bursary and scholarship for students who want to become Chartered Accountants.
How do you apply for a bursary or scholarship in South Africa?
You usually need to apply directly on the website of the bursary or scholarship provider.
Each funder will have a form you must fill out. You will also need to upload or send in documents.
These documents can include:
- ID copy
- Proof of income
- School results
- Motivation letter or essay
- Proof of acceptance at a university
It is important to apply before the closing date. Late applications are usually not accepted.
This comparison of bursaries and scholarships helps South African students understand which option is better suited to their personal and academic needs.
In 2026, financial help remains a big part of higher education in the country.
By understanding the differences and asking the right questions, you can find the support that works best for you.